Focus Financial Services - Debt Academy

Focus Financial Services

Focus Financial Services

Focus Financial Services

If you are fed up with answering the calls from Focus Financial Services, then here are the facts that you need to know.

Creditors handover your account to a third-party collection agency, when you miss three payments of your debts. To get the money back, debt collectors will pressurize you using all the tricks. But it is against the law and it is required to behave professionally when they insist you to pay the debt. If they don’t, you have the rights to sue them.

Rights Under the FDCPA

The FDCPA was approved in 1977. The debt collectors were responsible for the increase of personal bankruptcies due to their aggressive and predatory behavior. The new act assured people, the right to stop the harassment and contacting them. It is illegal to make use of the activities which are given below during the procedure of collecting a debt.

  • Calling at the hour that is irrelevant.
  • Behaving badly and using the obscene language.
  • Calling at office hours, even they know that it is not allowed.
  • Threatening by pretending like federal agents and police officers to the debtors.
  • Threatening with legal actions even if they have no intention of taking them.
  • Submitting the wrong information to the credit bureaus.

Violations against Focus Financial Services

The Focus Financial Services was founded in 1984, and it is a debt collection agency and located in Boynton Beach, Florida. It is managed by its Director, Randy Kovalsky and has 20 to 49 employees.

These all records are taken from the PACER website as well as the consumer complaints on other websites like Ripoff Report. These confirm that Focus Financial Services has been blamed for collection practices that disobey the FDCPA.

Jennifer Colson vs. Focus Financial Services

19th November 2014 or around, consumer Jennifer Colson from Florida received a bill from a medical creditor and it reflected the $65.90 as the balance. Later on 14th December 2014, the letter stated that if her debt gets handover to any outside debt collecting agency, then 35% of the amount would be added to the balance.

On 22nd January 2015, Ms. Colson received a letter sent by the Focus Financial Services. It demanded an amount of $120.10 also it included the interest and collection charges. After that, on 5 May, when another letter comes, she sued the company by hiring a consumer attorney for the supposed FDCPA violations:

  • Using unfair means to collect the debt.
  • Trying to collect the unfavorable amount that is not supported by the original creditor agreement.

After that, the matter was resolved.

Hire an Attorney

The contacts of Focus Financial Services:

  • 1-561-265-0402
  • 1-800-428-0923

If your caller ID shows either of these numbers, it is clear that a debt collecting agency is contacting you. If you receive any of the letters demanding extra amounts like collection fees and interest. Then take a step and fight for it in court by hiring an attorney. For the action, you could be rewarded by $1,000 per FDCPA violation, attorney fee, and court cost also. Don’t need to be afraid of the cruel debt collectors when the law is your side.

The Case has taken from PACER (www.pacer.gov).

File number-0:15-cv-62207-WPD

Address – United States District Court for the Southern District of Florida.

Disclaimer: The given content in this article has a clear objective of providing information and one should refrain from using it as a legal advice. If you go for filing a claim against Focus Financial Services or any other collection agency, you might not be entitled to any reimbursement.

 

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